About Us
Founded in 1936, North Jersey Federal Credit Union (NJFCU) is a member-owned, not-for-profit financial cooperative. For over seventy years, we have grown into a full-service financial institution serving over 31,000 members, with $183,043,006 in assets. Yet despite this extraordinary growth, we are proud to have maintained our family atmosphere.
NJFCU is committed to providing our members with quality financial products and services delivered in a professional, courteous and timely manner. Unlike other financial institutions that need to generate profits to satisfy stockholders, we return excess earnings to our members in the following forms:
- Competitive dividend rates paid on savings and investment accounts
- Competitive interest rates on loans
- The addition of valuable new products and services
Unlike other financial institutions, our members’ deposits are insured for up to $500,000 to guarantee that your money will be there for you when you need it. We’ve got coverage for up to $250,000 from the NCUA (an independent federal agency that charters and supervises federal credit unions) and another $250,000 from private insurance company ESI. Rest assured that your money will be safe, secure and less at risk with North Jersey Federal Credit Union. Read More.
