New & Used Vehicle Loans
NJFCU vehicle loans have the rates and terms you need to get a great deal on your next vehicle. We offer 100% financing of the full purchase price (including taxes and title fees, etc.) with terms up to 60 months on a wide variety of vehicles. Check out all that our Vehicle Loans have to offer, then click here to apply for one!
- Recreational Vehicles
- Boats (new only)
We provide the following services to help make your vehicle shopping convenient and hassle-free:
- Auto Pay - You can have your vehicle loan payment automatically deducted from your NJFCU Savings or
Checking Account, and save yourself the hassle of writing a check each month.
NJFCU offers Guaranteed Asset Protection (GAP), when you finance a new or used vehicle with NJFCU. GAP is a voluntary program to protect you if your car is totaled or stolen and not recovered. GAP is not an offer of insurance and does not replace your standard Comprehensive, Collision and Liability - it only enhances them.
With NJFCU’s Mechanical Breakdown Protection (MBP), you are protected from expensive car repair bills, at a 30-50% savings from the cost of dealer’s plans for this type of protection. Our MBP plan can save you time and thousands of dollars on major automobile repairs. Through the MBP plan, you can take your vehicle to any licensed repair facility in the U.S. and Canada for a low, per-visit deductible.