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Vehicle Loans

New & Used Vehicle Loans

NJFCU is pleased to introduce DrivingSense™, a new low-payment vehicle financing option that combines the best features of conventional financing along with the benefits of leasing with no money down! With DrivingSense™ you own the vehicle, receive all the benefits of ownership and enjoy payments considerably lower than conventional financing. Click on the DrivingSense™ logo to learn more and check out the payment savings for yourself by building a vehicle at NJFCU's online DrivingSense™ CarBuilder™ calculator!


MVCP (Motor Vehicle Certification Program)
This no-fee consumer service can direct you to participating dealers in your area who honor pre-negotiated prices. Consumer Advisors are also available after your transaction to ensure that you received a fair price as well as all applicable rebates and incentives. Simply dial 800-345-0990 to speak with a Consumer Advisor.


Allied Solutions
NJFCU offers Guaranteed Asset Protection (GAP), when you finance a new or used vehicle with NJFCU. GAP is a voluntary program to protect you if your car is totaled or stolen and not recovered. GAP is not an offer of insurance and does not replace your standard Comprehensive, Collision and Liability - it only enhances them.

With NJFCU’s Mechanical Breakdown Protection (MBP), you are protected from expensive car repair bills, at a 30-50% savings from the cost of dealer’s plans for this type of protection. Our MBP plan can save you time and thousands of dollars on major automobile repairs. Through the MBP plan, you can take your vehicle to any licensed repair facility in the U.S. and Canada for a low, per-visit deductible.

CarsforMembers.com
This service, offered free to members of NJFCU, is designed to assist you with the purchase of your next vehicle. Find out about special rates, option packages, dealer pricing guides, even arrange discount pricing. Your personal CarsforMembers.com representative can arrange an appointment for you at a local dealership and if there is a specific model you are looking for, they will help you locate it, usually within 24 hours.

Chrome Car Book
This web site allows you to search online for new and used vehicles based on a variety of criteria. You can search for your next vehicle based on Year, Make & Model, Price Range, even Monthly Payment amounts. Once you have selected your search range, Chrome will provide you with a detailed report of vehicle costs in your area and can even get a quote for you.

Enterprise Car Sales
Offers Haggle-free Buying and Worry-free ownershipSM. You won't need to haggle on used car prices. If you buy a used car from Enterprise Car Sales and it doesn't meet your satisfaction - no problem, Enterprise offers a 7-day re-purchase agreement.

New & Used Vehicle Loans
NJFCU vehicle loans have the rates and terms you need to get a great deal on your next vehicle. We offer 100% financing of the full purchase price (including taxes and title fees, etc.) with terms up to 60 months on a wide variety of vehicles. Check out all that our Vehicle Loans have to offer, then click here to apply for one!

  • Automobiles
  • Motorcycles
  • Recreational Vehicles
  • Boats (new only)

We provide the following services to help make your vehicle shopping convenient and hassle-free:

  • Auto Pay - You can have your vehicle loan payment automatically deducted from your NJFCU Savings or Checking Account, and save yourself the hassle of writing a check each month.
  • MVCP (Motor Vehicle Certification Program) - This no-fee consumer service can direct you to participating dealers in your area who honor pre-negotiated prices. Consumer Advisors are also available after your transaction to double-check that you received a fair price as well as all applicable rebates and incentives. Simply dial 800-345-0990 to speak with a Consumer Advisor or check out their website at www.mvcp.com.
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