Privacy Disclosure

NJFCU Internet Security Notice Privacy Notice

How we protect your information

At NJFCU, we restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Furthermore, we train our employees in methods to detect identity theft to protect our member’s accounts.

Internet security

At North Jersey Federal Credit Union we are dedicated to maintaining a useful, informative and user-friendly web site for our members. You may visit our web site to read about our products, services and promotions and to obtain news or annual reports about us without providing any personal information about yourself.

We ensure that our web site provides the maximum level of security to all of our online visitors. Our systems are protected by firewalls that protect unauthorized entry and we use proven technology and established procedures to provide a more secure experience for our members.

For management of our site, some information is collected for statistical purposes and to identify unauthorized attempts to upload, change information or otherwise cause harm.  Our web host utilizes small client-side files that reside on your computer, called cookies, to retain your preferred language and to log alerts we provide to you.  No personal information is collected or used for analysis.  

If you do provide personal information via your computer such as your name, address, phone number and email address, the information will be available within your login session for printing purposes only and it will not be stored.  Once we receive it directly from you we will not disclose it to external organizations unless it is required to conduct business you have authorized, to service and maintain your accounts, to protect against fraud or to comply with applicable law.  This could include disclosure to credit bureaus, companies we work with to service and maintain your account, law enforcement and governmental agencies.

All web links or other connections to other Internet web sites is solely for informational purposes to our members in the spirit of service to our community and is not to be construed as an endorsement or relationship other than what is plainly stated where and when such a connection is made.

What you can do to help secure your identity

North Jersey Federal Credit Union is dedicated to protecting the privacy of its members. Members can help by following these simple guidelines:

• Protect your account numbers, plastic card numbers, PINS (personal identification numbers) or passwords. Never keep your PIN with your card, which can provide free access to your accounts if your card is lost or stolen.
• Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
• Keep your information with us current.  If you change your address or phone number, let us know.  It is important that we have current information on how to reach you.  If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you.

If after reading this notice you have questions, please do not hesitate to contact us.  We are here to serve you!  Call toll-free, 888-786-5328, or write to:

Compliance Officer

North Jersey Federal Credit Union

711 Union Boulevard

Totowa, New Jersey 07512