| While we always look forward to seeing our members when they visit
our offices in person, we realize that your schedule doesn't always allow you
to do so. Therefore, NJFCU offers a wide range of products and services that
allow you easy access to your Credit Union accounts from home, work or even
your car - from anywhere in the world, anytime day or night. As a member of
NJFCU, you don't need to be close to one of our offices to enjoy easy access to
all your Credit Union accounts!
FREE Checking
Direct Deposit
Payroll Deduction
ATM Access
Debit Cards
TAP - Telephone Account Processing (Audio
Response System)
Wire Transfers
Additional Products & Services
Ready Cash Loan
NJFCU Switch Kit
FREE Checking
An NJFCU Checking Account offers many money-saving benefits not available from
other financial institutions. It is the checking account you will want to use
to manage your family's finances on a daily basis.
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No application fee
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No monthly maintenance fee
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No limit to number of checks written per month
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No minimum balance requirement
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No per check fees
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ATM access (STAR network)
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Duplicate checks
Click here to fill
out a Checking application.
Click here to
re-order checks
Direct Deposit
All or a portion of your net pay, net Social Security check or net pension
check can be automatically deposited into your NJFCU account(s). With this free
service, you'll never have to worry about a lost or stolen check again - or
have to wait in line on payday. What's more, Direct Deposit lets you access
your money immediately, not "the next business day". To set up Direct Deposit
to your NJFCU accounts, you will need our Routing number which is ABA #
2212-7502-5.
Payroll Deduction
With Payroll Deduction, you can have a portion of your net pay transferred
directly to your NJFCU account(s) every pay period. This free service is a
convenient way to establish a regular savings pattern and make payments on your
NJFCU loans automatically.
ATM Access
Access your NJFCU accounts 24 hours a day, seven days a week from thousands of
Automated Teller Machines (ATMs) nationwide. You can withdraw cash, make
deposits, verify account balances, transfer funds between accounts and more!
Debit Cards
An NJFCU Debit Card lets you pay for purchases anywhere VISA®
is accepted. The purchase amount is deducted automatically from available funds
in your Checking Account. You can also use the card to access your NJFCU
accounts at most ATM's.
TAP - Telephone Account Processing
(Audio Response System)
This free service allows you to access your NJFCU accounts around the clock,
seven days a week, from any touch-tone phone in the world. To transfer funds
between allowable accounts, request withdrawals, verify account balances, check
loan status, and more, call TAP at
973-785-4161 or 800-788-4474 from outside the local calling area.
Wire Transfers
NJFCU offers you the convenience of receiving money from anywhere in the world
with our wire transfer service. You will need the following information to
receive funds to your account: ABA # 2212-7502-5, NJFCU, Totowa, NJ, your name
and account number.
Additional Services
In our efforts to be a one-stop financial center where our members can satisfy
all of their financial needs, NJFCU also offers the following products and
services. Call or stop by NJFCU for more information on any of these services.
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American Express Travelers & Gift Cheques
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Money Orders
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MVCP - New Car Buying Service
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Members Financial Services Financial Planning
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Safe Deposit Boxes
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Free Notary Public Services
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U.S. Savings Bonds
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Quarterly Member Newsletter
Ready Cash Loan
With this convenient loan product, you'll never have to worry about bouncing a
check again. You'll avoid the embarrassment and expense of non-sufficient funds
charges because the amount you overdraw will automatically be advanced to your
NJFCU accounts as a loan in increments of $100.
Click here to apply for a Ready Cash Loan!
NJFCU Switch Kit
NJFCU now does the work for you! From phone calls to all the tedious paperwork involved in switching accounts can now be done for you with our NJFCU Switch Kit.™ The NJFCU Switch Kit™ provides you with the entire step-by-step process with all the necessary forms and numbers necessary to switch your accounts to NJFCU. Apply for our NJFCU Switch Kit™ English Spanish
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