Products
Planning for your financial future means one thing above all - saving. NJFCU's variety of savings and investment products makes saving for the future easy and profitable. Each of these deposit accounts pays a high yield for your hard-earned money. What's more, members' deposits are federally insured by the National Credit Union Administration (a division of the federal government) for a total of $250,000 ensuring you that your money will be there for you when you need it. We insure accounts up to $500,000; $250,000 through the NCUA and an additional $250,000 through private insurance ESI. Read More.
Regular Share Savings Accounts
The initial account you open when you become a member of NJFCU. This is an excellent account to use for establishing a regular pattern of saving.
Holiday & Vacation Club Accounts
Saving for the holidays and vacation expenses is easy and convenient with an NJFCU Holiday or Vacation Club Account. These accounts are a great way to earn interest on your money for the holiday and vacation seasons.
Money Market Accounts
Invest in a NJFCU Money Market Account and enjoy the winning combination of high yields and easy account access.
Term Share Certificates
For the highest yield possible, check out a NJFCU Term Share Certificate. Available with terms ranging from 30 days to 60 months, this secure investment allows you to earn top dividends without putting your deposit at risk.
Individual Retirement Accounts (IRA)
The new and improved IRAs offer long-term investors many unique benefits. All three types - the Traditional, Roth and Coverdell Educational Savings Account - are available at NJFCU.
