VISA® Credit Cards

Consumer Cards

Credit card applications can be emailed to creditcard@njfcu.org or faxed to 973-785-3836. To download an application, click here.

Credit Card Account Access

To log in your credit card account, click here:

North Jersey Federal Credit Card Access Point

The Classic® Card

The Classic® Card is designed to have the lowest possible rates. With no annual fee, and no over the limit fee, the Classic® Card gives you all of the peace of mind that VISA® brings to your transactions.

Classic Credit Card   Apply Online Now 

 Annual Percentage Rate (APR) for Balance Transfers   0% APR* special for 6 months
 Variable Rates for Purchases  8.99% - 17.99% APR*
 Variable Rates for Cash Advances  11.99% - 17.99% APR*
 Rate Maximum  17.99% APR*
 Minimum & Maximum Amounts  Minimum: $500 Maximum: $10,000 

Platinum Rewards 

Platinum Rewards Card: This card comes with a competitive rate with no annual fee. You'll also earn CU Rewards points for every dollar you spend. When you earn enough points, you can redeem for travel, merchandise, or gift cards.

Shop More, Earn More and Get More with our Platinum Rewards Card! Earn extra points by shopping at the CU Rewards Mall where you will find a list of local and online shops that pay extra point dividends, including such brand names as Microsoft, BodyShop, Brookstone, Zales and more!

Platinum Rewards Credit Card  Apply Online Now  CU Rewards

 Annual Percentage Rate (APR) for Balance Transfers   0% APR* special for 6 months
 Variable Rates for Purchases  10.99% - 17.99% APR*
 Variable Rates for Cash Advances  13.99% - 17.99% APR*
 Rate Maximum  17.99% APR*
 Minimum & Maximum Amounts  Minimum: $2,500 Maximum: $15,000 

The Liberty Card

The Liberty Card is the secured card for those members who don't qualify for traditional cards. This card give you the freedom to shop online, travel, rent cars and all of the transactions in life that credit cards require. Start living the Liberty Life today! **

Liberty Credit Card  Apply Online Now

 Annual Percentage Rate (APR) for Balance Transfers    Does not apply to this card
 Rate for Purchases  10.99% APR**
 Rate for Cash Advances  13.99% APR**
 Minimum & Maximum Amounts  Minimum: $500 Maximum: $5,000  
Annual fee $33

Business Rewards

This card has no annual fee. You'll also earn CU Rewards points for every dollar you spend. You can redeem points for travel, merchandise or gift cards. Earn extra points by shopping at the CU Rewards Mall where you will find a list of local and online shops that pay extra point dividends, including such brand names as Microsoft, BodyShop, Brookstone, Zales and more!

Business Credit Card  Apply Now   CU Rewards

Annual Percentage Rate (APR) for Balance Transfers   0% APR* special for 6 months
 Variable Rates for Purchases  10.99% - 17.99% APR*
 Variable Rates for Cash Advances  13.99% - 17.99% APR*
 Rate Maximum  17.99% APR*
 Minimum & Maximum Amounts  Minimum: $2,500 Maximum: $15,000 

**APR is the Annual Percentage Rate. Rates are subject to change without notice. Restrictions may apply. Rates are for qualified members only and are subject to credit approval. 0% for 6 months. The balance transfer is 3% of the amount transferred. The special interest rate is 0% for six months, then your variable rate will go up depending on your credit score and the type of card you choose.