FAQ

Q: Am I eligible to join North Jersey Federal Credit Union?

A: You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic or Bergen Counties or the underserved areas of Essex or Union Counties or the City of Newark.

Q: How am I able to join North Jersey Federal Credit Union?

A: By completing our short membership application and providing two valid forms of Identification.

Q: Where are the membership applications located?

A: The membership applications are located with your HR department or online at www.njfcu.org.

Q: What forms of identification are required for opening an account?

A: A primary ID such as a passport or driver’s license is required as well as a secondary form of ID such as a credit or debit card.

Q: Is there a minimum deposit required to have an account at North Jersey Federal Credit Union?

A: Members of North Jersey Federal Credit Union must keep a minimum of fifty dollars ($50.00) in their savings account at all times to retain their membership.

Q: Are there any membership fees for becoming a member at North Jersey Federal Credit Union?

A: There are no membership fees to become a member of North Jersey Federal Credit Union.

Q: How can I access my account my account if I do not live in the area of one of the North Jersey Federal Credit Union branches?

A: North Jersey Federal Credit Union participates in shared branching with thousands of credit unions nationwide that will allow you to conduct deposits and withdrawals from your North Jersey Federal account without paying surcharge fees. A list of these locations will be on file with your human resource department. In addition there is a web based search tool online at www.njfcu.org and a smart phone app available to help you locate a shared branch location in your area.